No Insurance

into the lot with a dashboard full of warning lights

Empty tank, floor mats frayed and faded from one too many nights

Mirror glued on with hope and a prayer

Gum wrapper stuffed right under the chair

Who needs a safety net when you’ve got a lucky charm?

Verse 0

Insurance ads on TV, but I just mute the sound

I’d rather spend my paycheck on something fun around town

Oil change overdue, but I’m still rolling through

If there’s trouble on the highway, I’ll dodge it like I do

Door handle’s hanging loose, seatbelt won’t retract

I keep my fingers crossed, but never look back

Verse 1

Window’s cracked, engine’s humming

Glovebox chaos, receipt lost somewhere

Driving past the DMV, ducking down, hoping they don’t see

One headlight, duct tape dreams

I’m running late, license plate holding on by string

My mom said, “Just get the paperwork, please”

But what’s a rebel supposed to do?

Chorus

Doing it for the no insurance, baby

Speeding by with a nervous grin

Ignoring every letter and notice lately

If the cops pull up, I’ll just pretend

Doing it for the, doing it for the—

Doing it for the no insurance, yeah!

Post-Chorus

No insurance, baby

No insurance

No insurance, baby

No insurance

Verse 2

Premiums are pricey, pizza pays me

Wallet full of nothing but expired IDs

Secret stash of fake registration in my glove

Parking two streets down from work

‘Cause I’m not ready, no, I’m not prepared

Red light, blue light, better duck low and swerve

Every traffic sign looks like a dare

This is reckless, this is wild, but I’m still alive

Chorus

Doing it for the no insurance, baby

Speeding by with a nervous grin

Ignoring every ticket and warning lately

If the tow truck comes, I’ll crawl again

Doing it for the, doing it for the—

Doing it for the no insurance, yeah!

Post-Chorus

No insurance, baby

No insurance

No insurance, baby

No insurance

Bridge

Maybe one day I’ll play it straight, maybe I’ll pay

But for now I’ll cruise the chaos, in my quirky cut-rate way

Three missed calls from my agent, missed the point again

No coverage, no worries, sing that refrain

Chorus

Doing it for the no insurance, baby

Speeding by with a nervous grin

Ignoring every letter and phone call lately

If the cops pull up, well, I’ll pretend

Doing it for the, doing it for the—

Doing it for the no insurance, yeah!

Post-Chorus

No insurance, baby

No insurance

No insurance, baby

No insurance

No insurance, baby

No insurance

No insurance

No insurance